22 December 2007

Credit card security

Credit card company computers are programmed to find strange activity in credit card accounts. This means if you have spent ten years only buying things in your city, then all of a sudden there is a charge from someplace far away, the computer will flag this as odd, and the account may be frozen for security reasons. Solution? Tell your bank and especially your credit card company about your travels well beforehand. Call their toll-free number on the back of the card and tell them what dates you will be in what places. This will usually prevent them from flagging what are legitimate transactions made by you while abroad. Thanks to Jacqueline at CitiBank for this great advice.